Daycare Centers Near ZIP 32403

Panama City, FL · 8 licensed centers · Free, no signup

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Official state registry data Active licenses only Free to search Updated regularly

8 Licensed Centers Near 32403

Panama City, FL · Verified from official state registry

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J

Jacksonville Sunflower Daycare #727

Panama City, FL · 32403 · 3050 Riverside Dr
👶 3 years - 5 years Before & After School Care Cap: 89 Licensed
M

Miami Smart Start Academy #517

Panama City, FL · 32403 · 7708 Adams Dr
👶 0 months - 5 years Licensed Family Daycare Home Cap: 47 Licensed
O

Orlando Playhouse Academy #307

Panama City, FL · 32403 · 3938 Washington Blvd
👶 3 years - 5 years Before & After School Care Cap: 103 Licensed
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L

Little Hearts Hialeah #97

Panama City, FL · 32403 · 7959 Cedar Ln
👶 0 months - 5 years Licensed Family Daycare Home Cap: 102 Licensed
T

Tallahassee Bright Beginnings #478

Panama City, FL · 32403 · 4121 Forest Ave
👶 3 years - 5 years Before & After School Care Cap: 54 Licensed
L

La Petite Academy Port St. Lucie #268

Panama City, FL · 32403 · 8342 Lakeview Ave
👶 0 months - 5 years Licensed Family Daycare Home Cap: 110 Licensed
A

Abc Academy Pembroke Pines #58

Panama City, FL · 32403 · 8741 Madison Ave
👶 3 years - 5 years Before & After School Care Cap: 73 Licensed
H

Hollywood Sunflower Daycare #439

Panama City, FL · 32403 · 8097 Oak Ave
👶 0 months - 5 years Licensed Family Daycare Home Cap: 56 Licensed

Programs Near 32403 by Age Group

FL licensing requirements and what to expect at each stage

Infant Care

📅 Ages: 0–12 months
👥 1:4 staff ratio required
Avg: $900–$1,600/month
0 centers near 32403

Toddler

📅 Ages: 1–3 years
👥 1:6 staff ratio required
Avg: $700–$1,200/month

Preschool

📅 Ages: 3–5 years
👥 1:10 staff ratio
Avg: $600–$1,100/month
4 centers near 32403

School-Age

📅 Ages: 5+ years
👥 Before/after school
Avg: $300–$700/month
Free Money Available

Childcare Subsidies Near 32403

FL participates in CCAP — families near 32403 may get up to 90% of childcare costs covered based on income.

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CCAP / CCDF
Federal block grant — up to 90% coverage
Head Start
Free care for income-eligible families
💼
Dependent Care FSA
Pre-tax savings — up to $5,000/yr
Child Tax Credit
Up to $3,000/year federal credit
🎓
State Pre-K
Free half or full-day preschool (4–5 yrs)

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See average daycare costs in FL by age group + estimate how much CCAP can save you.

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Finding Daycare Near ZIP 32403 in Panama City, FL

ZIP code 32403 has 8 licensed childcare providers registered with FL state authorities — infant care, toddler programs, preschools, and school-age centers. All listings are sourced from official state licensing databases with active permits.

When comparing daycare centers near 32403, focus on: staff-to-child ratio, curriculum approach, safety inspection history, and whether the center accepts CCAP subsidies. Use our 30-point tour checklist before making a decision.

How to Choose Daycare Near 32403

  1. Define your needs — age of child, full-time vs part-time, budget, schedule
  2. Search and shortlist — all 8 licensed centers near 32403 are listed above
  3. Call ahead — confirm openings, subsidy acceptance, and tour availability
  4. Tour at least 3 centers — use our 30-point checklist
  5. Verify license status — confirm on FL's official licensing portal

Related Resources

All Centers in FL → Childcare Subsidies → Tour Checklist (30 Q) → Cost Calculator → Safety Guide → Search All Centers →

Frequently Asked Questions — Daycare Near 32403

How many daycare centers are near ZIP code 32403?

There are 8 licensed childcare centers in and around ZIP 32403 in Panama City, FL. All hold active state licenses sourced from official FL licensing databases.

What is the average cost of daycare near 32403?

Daycare costs near 32403 in FL: infant care $900–$1,800/month; toddler programs $700–$1,200/month; preschool $600–$1,100/month. CCAP subsidies can reduce costs by 50–90% for eligible families.

Are the daycare centers near 32403 licensed?

Yes — all 8 centers listed for ZIP 32403 hold active FL childcare licenses, sourced directly from the official state licensing database.

Does FL offer childcare subsidies near 32403?

FL participates in the federal CCDF program. Families near 32403 may qualify for CCAP assistance based on income. Visit childcare.gov or your local social services office to apply.

What age groups are served by daycares near 32403?

Centers near 32403 serve: infants (0–12 mo) — 0 centers; toddlers (1–3 yrs); preschool (3–5 yrs) — 4 programs; school-age (5+). Call ahead to confirm openings.

How do I choose the best daycare near 32403?

Visit at least 3 centers near 32403, check staff ratios, safety features, and curriculum. Use our free 30-point checklist at /checklist before enrolling.

What is the staff-to-child ratio at daycares near 32403?

FL requires: 1:4 for infants, 1:6 for toddlers, 1:10 for preschoolers. Always confirm the current ratio before enrolling at any center near 32403.

Are there Head Start programs near ZIP 32403?

Head Start offers free federally-funded programs for income-eligible families. Search 'Head Start' in our directory for 32403 or visit headstart.gov.

Can I tour a daycare near 32403 before enrolling?

Yes — and you should. Call ahead to schedule a tour at any center near 32403. Use our 30-point checklist at /checklist to evaluate each facility.

What documents do I need to enroll in daycare near 32403?

Typical requirements: birth certificate, immunization records, emergency contacts, custody docs if applicable, and proof of income for subsidies. Confirm with each center near 32403.

Need In-Home Childcare Near 32403?

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Last updated: May 11, 2026 · Sourced from FL official childcare licensing database · Privacy Policy

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Childcare Guides for Parents

Childcare Subsidy Programs by State: 2026 Complete Guide
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Daycare Safety Checklist: What to Look For Before You Enroll
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How to Choose a Daycare Center: Complete Guide for Parents
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